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Does workers’ compensation handle disability?

| Aug 20, 2018 | Workers' Compensation

Although some injured workers in North Carolina might have been able to return to work soon after their accident, your situation is different. With injuries that cause serious and long-term health consequences, you need more than a few days off to recover. Temporary disability through workers’ compensation can help you bridge the gap between paychecks as you take the time you need to focus on your health and well-being.

Temporary disability benefits come in two forms — temporary partial disability and temporary total disability. If you are able to return to work but only in a different position that offers lower pay, temporary partial disability is right for you. It covers about 66 percent of the difference between your wages before you were hurt and your new, lower wage. You might even qualify for continued medical compensation and treatment for your injuries.

If the extent of your injuries is so severe that you cannot return to work at all, temporary total disability will pay out 66 percent of your wages before your accident. You will most likely also qualify for medical compensation, too. This can include payments for your doctor visits, medications, surgeries, hospitalizations and more.

Suffering an on-the-job injury can be more than just physically devastating. Most victims also suffer serious emotional trauma and struggle with their finances as they try to make ends meet without a steady paycheck. The many benefits provided by the workers’ compensation system are essential for North Carolina victims who need time off work to heal and recover.